Hii... Under the Hindu Succession Act, 1956, you are entitled to claim your mother’s share in her father’s property. To establish your right, first, obtain your grandfather’s and mother’s death certificates and apply for a legal heir certificate. This will establish your claim as your mother's legal heir. Since you lack property documents, search public records at the Sub-Registrar’s office or file an RTI for property-related information. You can file a partition suit in a civil court to claim your share, compelling your maternal aunt to disclose property details. If her whereabouts are unknown, report her as missing to the police, publish a public notice, or engage a private investigator. The court can also issue summons via public notice if necessary. Through the partition suit, the court can direct stakeholders to disclose property details and divide the property equally among all heirs, ensuring you receive your mother’s rightful share. Consult a local property lawyer for guidance.

Bharatiya Nyaya Sanhita, 2023 - Section 77: Voyeurism.

Whoever watches or captures the image of a woman engaging in a private act in circumstances where she would usually have the expectation of not being observed, either by the perpetrator or by any other person at the behest of the perpetrator, or disseminates such an image, shall be punished on the first conviction with imprisonment of either description for a term which shall not be less than one year, but which may extend to three years, and shall also be liable to a fine. On a second or subsequent conviction, the punishment shall be imprisonment of either description for a term which shall not be less than three years, but which may extend to seven years, and shall also be liable to a fine.

1. Securities Law Violations

Securities and Exchange Board of India (SEBI) Regulations:
If the company made false or misleading representations (e.g., assured returns or promised IPO), this could violate SEBI regulations. SEBI strictly prohibits guarantees of returns in investment offerings.
Since there are 98 investors, it may qualify as a "collective investment scheme" (CIS), which requires prior SEBI approval. Operating a CIS without registration is illegal under the SEBI Act, 1992.

2. Breach of Contract
The issuance of post-dated cheques (PDCs) promising returns on investment may constitute a contractual obligation. Failing to honor these obligations or unilaterally altering terms (e.g., changing cheque dates) could be a breach of contract under the Indian Contract Act, 1872.

3. Cheque Dishonor and Stop Payment

Negotiable Instruments Act, 1881:
Stopping payment on post-dated cheques or dishonoring them may amount to an offense under Section 138, which deals with cheque bounce cases.
For a valid case:
The cheque must have been presented within its validity period.
A demand notice must be issued to the company within 30 days of receiving notice of dishonor.
The company has 15 days to pay after the notice; failing that, you can initiate legal proceedings.

4. Criminal Breach of Trust and Fraud

Indian Penal Code, 1860:
Section 406 (Criminal Breach of Trust): If the founders misused funds raised from investors for purposes other than those stated, they could face criminal liability.
Section 420 (Cheating and Dishonest Inducement): Promising assured returns or an IPO without realistic backing may constitute fraud.

5. Collective Action

Investors may consider acting together by forming an Investor Protection Group to:
Strengthen their legal position.
Negotiate collectively with the founders.
File a joint complaint with SEBI, police, or in court.

6. Civil Remedies

File a civil suit for recovery of your investment under Order 37 of the Civil Procedure Code (CPC), 1908, which allows for summary proceedings in cases involving financial instruments like cheques.

7. Interim Measures

You may approach the court for interim relief (e.g., injunctions) to prevent the founders from alienating company assets pending resolution.
Send a Legal Notice: Notify the founders of your intent to take legal action if commitments are not honored.
File a Complaint with SEBI: Highlight potential securities law violations.
Initiate Criminal or Civil Proceedings: Depending on the situation's urgency and evidence.

Verify the property title and ensure all heirs are identified. Legal Notice to Missing Heirs

Issue a public notice in a widely circulated newspaper in the area where the property is located and the last known address of the missing heirs. The notice should announce the intention to sell the property. Request the missing heirs to come forward and claim their rights within a specified period (commonly 30-60 days).

If the heirs do not respond or if disputes arise, file a partition suit in the relevant civil court. The court can: Determine the share of each legal heir. or Appoint a court commissioner to divide or auction the property. or Safeguard the missing heirs' share until they claim it.

Child marriage and marriages within prohibited blood relations are strictly prohibited by law. The Prohibition of Child Marriage Act, 2006 mandates a minimum marriage age of 18 for girls and 21 for boys, penalizing violations with up to 2 years imprisonment and/or a ₹1,00,000 fine. Marriages within prohibited degrees of relationship (e.g., siblings, uncle-niece) are void under laws like the Hindu Marriage Act, 1955, which also prohibits "sapinda" relationships (common ancestors within five generations on the father’s side or three on the mother’s). The Indian Penal Code considers sexual relations with a girl under 18 as statutory rape. Mechanisms like Childline (1098), Child Welfare Committees, and District Child Marriage Prohibition Officers (DCMPOs) can intervene to prevent or annul such marriages. Violations may also attract penalties under the Juvenile Justice Act, 2015 for exploiting a child in forced marriages.

had u paid card charges ?? if u had  paid nominal card charges as per agreemnet execute between you and bank.. so they are not liable to send any legal notice to customer, in case they sent u have rights  to approach consumer court as a consumer...