MACT Cases: Motor Accident Claims Tribunal, Relevant Act, and Compensation Calculations


A young delivery driver who worked hard to support his family met with an accident on his way to work. The accident left him with serious injuries, including a broken leg and a concussion. He was rushed to the hospital, where he underwent surgery and spent several weeks recovering. After he was discharged from the hospital, he was unable to return to work for several months.

His family was struggling to make ends meet without his income. They also had to pay for his medical bills, which were mounting. He was feeling hopeless and frustrated. One day a friend told him about the Motor Accident Claims Tribunal (MACT). Ravi decided to file a claim with MACT cases was heard before a MACT judge. The judge awarded Ravi compensation for his medical expenses, lost wages, and pain and suffering. He was able to use the compensation to pay off his medical bills and support his family. Ravi was grateful for the help that he received from MACT. 

MACT is an essential institution in India that protects the rights of victims of motor vehicle accidents. It provides a speedy, efficient, and affordable way for victims to seek compensation for their injuries. Let us understand MACT in India

Understanding MACT & Its Importance:

The Motor Accident Claims Tribunal (MACT) is a dedicated judicial body that specifically handles cases of motor vehicle accidents. Instituted pursuant to the Motor Vehicles Act, 1988, its primary objective is to offer an expedited and effective platform for individuals harmed in motor vehicle accidents to pursue compensation for their injuries.

The Motor Vehicles Act, 1988, is the main law in India that governs road traffic and motor vehicles. It covers a wide range of topics related to motor vehicles, such as insurance, liability, compensation, and legal procedures for accident claims.

MACT plays a crucial role in safeguarding the interests of motor vehicle accident victims in India. Its significance is particularly pronounced for individuals from economically disadvantaged or marginalized communities who might face financial constraints when seeking justice through conventional legal channels.

Exemption from Court Fees

Court fee is very nominal for these cases, however, victims of motor vehicle accidents can claim exemption benefit while initiating a claim with MACT.

Expedited Case Resolution

MACT consistently expedites the resolution of cases, often surpassing the pace of other legal proceedings in India.

Comprehensive Compensation Coverage

MACT has the authority to grant compensation for a wide spectrum of losses stemming from motor vehicle accidents, encompassing medical costs, income loss, emotional distress, and potential future earnings.”

Online Legal Advice from Insaaf99
Online Legal Advice from Insaaf99

The Motor Accident Claims Tribunal MACT Case Procedure:

If someone is hurt or killed in a car accident, or their property is damaged, they or their family can file a claim with the MACT. The MACT will decide how much compensation to award based on the facts of the case. The MACT cases procedure is given below

File a Claim Petition

The individual affected by the motor vehicle accident or their legal representative is required to submit a claim petition to the MACT having the jurisdiction over the location of the accident within a three-year period starting from the accident’s date. 

Serve Notice to Respondent

The claimant must notify the respondent, typically the vehicle’s insurance company, about the claim petition. The respondent has 30 days to respond after receiving this notice.

Evidence and Arguments

Both the claimant and respondent can present evidence and arguments during the MACT proceedings, including medical records, police reports, and eyewitness accounts.


The MACT will render a verdict, and if it favors the claimant, compensation will be granted for injuries, encompassing medical costs, lost income, and emotional distress.

MACT Claim Calculation Table:

Factors that may be considered in the calculation of compensation in Motor Accident Claims Tribunal (MACT) cases in India:

1Medical ExpenseActual medical expenses incurred by the victim.
2Loss of EarningsVictim’s monthly income before the accident.
3Loss of Future EarningsVictim’s future income potential (considering age).
4Pain and SufferingCompensation for physical and mental anguish.
5Permanent DisabilityCompensation for permanent injuries or disabilities.
6Loss of Consortium (Deceased)Compensation for the loss of companionship.
7Funeral Expenses (Deceased)Expenses related to the funeral of the deceased.
8Legal ExpensesCosts incurred for filing and pursuing the claim.

The Motor Accident Claims Tribunal (MACT) calculation table in India is a table that is used to calculate the compensation that is awarded to victims of motor vehicle accidents. The table is based on a number of factors, including the age and income of the victim, the severity of their injuries, and the type of accident.

Age of victim
18-59 years100%
60-69 years85%
70 years and above75%
Income of victim
Up to Rs. 10,000100%
Rs. 10,000 to Rs. 20,00090%
Rs. 20,000 to Rs. 30,00080%
Rs. 30,000 and above70%
Severity of injuries
Type of accident
Permanent disability100%
Temporary disability50%

Let us examine with a case study 

Shri Sidram S/o Raju Bhosale v. Shri Siddu Mahadev Bhosale & Anr.

In this instance, the High Court increased the compensation granted by the Motor Accidents Claims Tribunal, Belgaum, by an additional Rs. 3,13,800/-, bringing the total compensation to Rs. 9,26,800/-. The original award by the Tribunal amounted to 6,13,000

The Tribunal determined that the accident occurred as a result of reckless and negligent driving, and the appellant was deemed eligible for compensation as follows:

Towards pain and suffering Rs. 40,000/-
Loss of earning during laid of period Rs. 4,000/- 
Loss of earning due to disability : Rs.3,24,000/ 
Towards Medical expenses Rs. 1,50,000/
Conveyance, special diet etc Rs. 20,000/
Loss of amenities in life Rs. 30,000/
Towards marriage prospects   Rs. 20,000/
Towards future medical expenses Rs. 25,000/-

The MACT Court initially assessed the claimant’s income at Rs. 5,000/-, but High Court considered the accident’s 2012 occurrence and the nature of the claimant’s business, a notional monthly income of Rs. 7,000/. Hence, the loss of future earnings can was calculated as follows: Rs. 7,000/- x 12 x 18 x 40% = Rs. 6,04,800/.

The claimant was also considered entitled to Rs. 42,000/- for loss of earnings during a six-month recovery period, along with litigation expenses of Rs. 20,000/-. 

Towards pain and suffering Rs. 40,000/-
Loss of earning during laid of period Rs. 42,000/- 
Loss of earning due to disability: Rs. 6,04,800/ 
Towards Medical expenses Rs. 1,50,000/
Conveyance, special diet etc Rs. 20,000/
Loss of amenities in life Rs. 30,000/
Towards marriage prospects  Rs. 20,000/
Litigation expensesRs. 20,000/-
TotalRs. 9,26,800

Insaaf99: Your Partner in MACT Compensation Claims

Insaaf99, an online legal consultation platform, plays a vital role in MACT claim cases by connecting claimants with experienced legal professionals. Users can access expert advice, case assessment, and guidance on filing claims. The platform streamlines the process, ensuring timely submission, adherence to legal procedures, and accurate documentation. It provides access to relevant laws, precedents, and calculators for fair compensation evaluation. Insaaf99 fosters transparency and convenience, allowing users to track their cases and receive updates digitally. By offering affordable and accessible legal assistance, it empowers claimants, especially those from marginalized backgrounds, in their pursuit of just compensation for motor accident-related injuries.

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