Survival Certificate: Examining the Importance, Purpose, Role in Pension & How it Can be Obtained Online

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Introduction

A Survival Certificate is an important document that works as proof of life. This legal document is required by governing authorities for the issuance of survival benefits. Pensioners use this certificate to receive the benefit as they are required to submit this periodically as defined by the administrative authorities as a proof of survival for the continuity of the pension benefits.

Survival Certificate can be required in various legal and finance related matters by the relevant government authorities for the continuation of the benefits or in case of inheritance related disputes. In this article we will try to explain the importance, purpose and its role and more importantly how it can be obtained online.

Understanding the Key Details Related to Survival Certificate

The survival certificate serves as a proof of life and it is required for various purposes. It is documentary proof of the existence of a person. The certificate is issued by the state revenue department. An individual may be required to present survival certification in case he/she goes missing or for continuation of pension benefits and various other legal processes. However, in case any individual tries to claim on the benefits given to surviving family members, they would have to obtain surviving member certification.

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Person Eligible for Obtaining Surviving Member Certificate:

Surviving Member Certificate serves as the proof of life for surviving members and helps in  availing different benefits from the different places and in the Government Services where surviving members are preferred. It becomes particularly important in those events where a person passes away without writing a will. For obtaining Surviving Member Certificate below are the eligibility criteria

• Person has to be Indian Citizen
• According to Hindu Succession Act of 1925 the person should be a class-1 legal heir
• In cases where there is no legal heir, other surviving members become eligible for applying for Surviving Member Certificate.

Purpose of Survival Certificate:

Survival Certificate is used for multiple purposes across various legal and administrative domains. This document ensures the integrity and accuracy of processes involving financial transactions, legal proceedings, and government-related matters.

Establishing Relationship: The survival certificate helps in establishing relationship between the surviving member and the deceased.

Claiming Pension Benefits:  Survival certificate is often required to ensure that the pensioner is still alive. This helps in preventing possible fraudulent claims and ensures that benefits are only disbursed to eligible individuals.

Insurance Claims & Benefits: It can be required by insurance companies to make sure the policyholder is alive before processing the claim using it as a preventative measure to fraud.

Receiving Benefits: In some cases like in case of a survivor of a government employee the surviving family member may be eligible for certain benefits offered by the government. It can be used to claim pension, insurance, retirement, and several other benefits of the deceased person. To prove the legitimacy of the claim over the benefits, a person may be asked to provide a surviving member certificate.

Inheritance Related to Property Transactions: Since Surviving member certificate proves the relation of surviving member to the deceased person it helps in transferring the assets and other properties of the deceased person to the surviving members.

Apart from these various other financial transactions can be completed by using this certificate like gratuity, salary arrears, as well as provident fund, money from a bank account, mutual fund, fixed deposits etc.

Documents Required for Survival Certificate

Let us now examine the documents required for applying for a Surviving Member Certificate. A surviving member certificate can be obtained from the state revenue department by approaching the district magistrate or sub divisional magistrate of the area. Below is the list of the required documents

• Applying candidate must submit a duly filled and signed application form.
• A Death certificate of the deceased person will also be required
• The applying candidate must submit a valid proof of identity such as Adhaar Card, Pan Card, Passport, Voter ID, Driving Licence.
• The applying candidate must submit an undertaking in prescribed Performa from all the surviving members(Self declaration from the major if the children are below 18 years).
• Coloured Photograph of the applicant.

Governing authority of the area may ask for additional documentation based on the specific requirement of the case.

Survival Certificate Application Process:

There are two prevalent ways to receive surviving member certificates. The first approach is to follow the traditional manual method where the applicant member fills out the form and reaches out to the relevant government office. The second approach is a convenient online method where you complete all the formalities through an official government portal. 

The Traditional Approach: When surviving member tries to take traditional approach for applying Survival Member Certificate it he or she has to follow these steps

• Making visits to the relevant government authorities Sub Divisional Magistrate office in most cases.
• Collect the official application form for applying for the certification.
• Carefully reviewing the form and completing all the required details
• Submitting the mentioned supporting documents like proof of identification, proof of address, death certificate of the deceased etc.
• Submission of duly signed application
• Wait for review by authorities
• Issuance of certificate after the approval.

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How to Apply for Survival Certificate Online:

In the second approach, surviving members take a more convenient online approach by taking advantage of the digital tool and submit requests online on the relevant government portal.

• Visit the relevant official website of government authority for example in Delhi surviving member certificate can be requested from https://edistrict.delhigovt.nic.in/
• Register yourself by creating an account to access the application
• Once the account is successfully created you can access the relevant service section to access the application
• Complete the online form, fill in all the required details
• Upload all the supporting documents mentioned in the application form
• Photograph will be taken through webcam in this process
• Review and submit the application.
• You will get a confirmation of submission with a tracking number for follow up.
• After successful review, a certificate will be issued which can be downloaded from the official portal.

You might be asked for the physical verification of the documents by the authorities. By following these simple steps you can easily apply for a surviving member certificate, take a proactive approach, pay attention to the details required and keep track of your application.

Family Survival Certificate:

Let us now examine the term family survival certificate. Family Survival Certificate is just a term there is no such different certificate issued by government authorities. It is the same as surviving members' certificates. The surviving members certificate clearly outlines the names of the surviving members of the deceased person. It simply confirms the number of members surviving and which can take part in partition of property, however, it does not provide succession rights.

How Insaaf99 Provide Assistance in Getting Survival Certificate

Insaaf99, an online legal consultation portal where you go to ally for various legal needs, provides assistance in getting survival member certificates. Our adept lawyer helps you through the complete process and explains each step clearly so that you can easily get your survival certificate without any hassle.

Provide Legal Assistance for Clarity: You can seamlessly connect with our lawyers to seek legal advice per your requirement. They have the experience and expertise and the knowledge or local law to guide the best possible way to get the certificate with minimum efforts.

Documentation Assistance: We know that legal documents require paying attention to details, a small mistake can prove very costly. Our seasoned lawyer can help you with the documentation, just set up an online meeting to provide your details and we will complete the documentation in compliance with the government authorities, saving you from all the hassle. 

Making Familiar With Process: Our team will help you with the process in place for a survival certificate in your area. Providing you details of each stage allowing you to understand the intricacies involved and the options available. Thereby helping you to be prepared and take the best option to get the certificate in minimum possible time.

Understanding The Legal Language: We can limit knowledge of legal terms can create confusion and doubt in your mind. Our legal expert with their rich experience and expertise can explain to you the terms and limitations of the survival certificate where and how it can be used in a simple language.

Online Convenience: Our services are offered through a user friendly digital platform making it easy for you to access legal advice from the comfort of your home or office, saving you the precision time.

With our assistance not only can you easily get a survival certificate but you can clear any doubt you might have regarding this certificate.

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