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The following terms and conditions constitute an agreement between you and JKM Global Services (“INSAAF99,” “we,” or “us”), the operator INSAAF99.COM (the “Website”). BY USING THE WEBSITE, AND/OR BY REGISTERING WITH US, YOU SIGNIFY THAT YOU AGREE TO THESE TERMS & CONDITIONS, including that you consent to the information practices disclosed in our Privacy Policy, which is incorporated herein by reference, and that you are agree to comply with applicable laws, governed and interpreted by the country (hereinafter referred to as “India”). Please note that we offer the Website "AS IS" and without warranties. If you are registering an account or using the Website on behalf of an individual or entity other than yourself, you represent that you are authorized by such individual or entity to accept these Terms & Conditions on such individual or entity's behalf.
In addition, you understand that the specific method, features and services offered on INSAAF99.COM may be altered, improved, removed or adapted at any time by INSAAF99.COM in its sole discretion and without any notice. If you do not agree with any of these terms, refrain using this Website.
1. INSAAF99.COM is no way, directly or indirectly responsible for the
consultation and assistance provided by the Lawyers. We are a technology company enabling legal
service providers to access the client demand through our platform. INSAAF99.COM has no control over
the Services provided by the Lawyer listed on our platform as he is independent of INSAAF99.COM and
not an employee ours. INSAAF99.COM will not be responsible in case of any issues/discrepancies with
the Services provided by the Lawyer.
All of the materials and information on the Website are provided for informational purposes only,
and may not reflect current legal developments or variances in the law of different jurisdictions.
The materials and information
on the Website do not necessarily reflect the opinions of the Lawyers of the Law Firms, their
partners, clients or affiliates. The information in the Website is not guaranteed to be correct,
complete or up to date. The mere receipt of an e-mail from or a "post" on the Website does not
create an Lawyer-client relationship. The applicable Lawyer / Law Firm is solely responsible for
providing its services to you, and you agree that INSAAF99.COM shall not be liable for any damages
or costs of any type arising out of or in any way connected with your use of such services
(including, without limitation, claims based on malpractice). You agree that any claim arising out
of your relationship with a Legal expert, Law Firm or Lawyer shall be brought solely against such
Legal Expert, Law Firm or Lawyer because INSAAF99.COM is doing nothing more than aggregating all
kind legal service demand generated on the website for the listed lawyers, legal experts and the Law
Firms to enable their respective practices, neither INSAAF99.COM nor any of its licensors or
affiliates shall be included within any such claim.
INSAAF99.COM, Legal experts, Lawyers / Professionals using INSAAF99.COM to provide online
consultations (collectively “Lawyers”), Affiliates and Third-party providers (collectively
“Affiliates”) would serve you to the best of their ability under the following terms and conditions:
All users must be eighteen years or older. In the case of minor
Consumers (under eighteen (18 years), a parent or guardian must accept this Agreement and guide all
consultations under the services offered.
The User takes full responsibility for ensuring that the information submitted is accurate.
INSAAF99.COM shall make no effort to validate any information provided by the Consumer for use in
Services with respect to content, correctness or usability. We with an intention to provide the best
service possible could ask you to share more information as and when needed.
If you choose to opt a Paid Service at INSAAF99.COM, you will be charged
a fee. The fee paid by you is paid to the Lawyer and is a payment by which you compensate the Lawyer
for the time spent in providing you with services in a limited-scope Lawyer-client relationship. The
fee is also intended in part to cover INSAAF99.COM's technology maintenance & other costs involved
in operating the Website business. The fee paid towards paid services is only towards the scope
defined under the services offered for that particular booking and post the consultation, you may or
may not engage the Lawyer directly towards any further services you wish to avail from the
respective Lawyer. INSAAF99.COM is no way, directly or indirectly responsible for the
consultation and assistance provided by the Lawyers. Once you pay the fee and your booking is
confirmed, you are intimated about the same via email, SMS and / or phone.
We Do Not in Any Way Solicit, Endorse, Promote Any Individual Listed on Website. In No Event Shall
We Be Liable to You or Anyone Else for Any Decision Made or Action Taken by You in Reliance on Such
Information.
The opinions, statements, answers (collectively “consultation”) provided
by the Lawyers via INSAAF99.COM are solely the individual and independent opinions and statements of
such individuals and do not reflect the opinions of INSAAF99.COM, its affiliates or any other
organizations or institutions to which such Lawyer or such specialist or professional is affiliated
or provides services. INSAAF99.COM does not recommend or endorse any specific Lawyers, products,
procedures, opinions, or other information that may be mentioned on INSAAF99.COM or by a licensee of
INSAAF99.COM. INSAAF99.COM is a technology platform to allow individual professionals to list
themselves in order to have an access to demand in addition to their causal offline work.
consultation and assistance provided by the Lawyers. Once you pay the fee and your booking is
confirmed, you are intimated about the same via email, SMS and / or phone.
The inclusion of professionals and specialists on INSAAF99.COM or in any professional directory on
INSAAF99.COM does not imply recommendation or endorsement of such professional nor is such
information intended as a tool for verifying the credentials, qualifications, or abilities of any
professional contained therein. Such information is provided on an "as-is" basis and INSAAF99.COM
disclaims all warranties, either express or implied, including but not limited to the implied
warranties of merchantability and fitness for particular purpose.
You agree that you understand Lawyers who participate in the INSAAF99.COM are not employed by or
agents of INSAAF99.COM. Although INSAAF99.COM does require Lawyers to provide basic information
about themselves to INSAAF99.COM and although INSAAF99.COM does rely upon and pass on this
information to Users for their use, INSAAF99.COM does not separately verify this information and
makes no representations as to the qualifications of any Lawyers. No listing of any Lawyer on this
Website, and no information of any kind or answers provided by any Lawyer, constitutes an
endorsement, recommendation or referral of any Lawyer.
In connection with their participation on INSAAF99.COM, Lawyers do make certain representations and
warranties regarding the information they provide about the jurisdictions in which they are licensed
to practice their profession and in good standing. Nevertheless, you are encouraged to investigate
or perform your own due diligence concerning the Lawyers and their qualifications.
No representation is made that the quality of the professional services to be performed is greater
than the quality of professional services performed by other Lawyers. We urge all potential clients
to make their own independent investigation and evaluation before any Lawyer is being considered
You represent and warrant that you are at least eighteen years of age
and that you possess the legal right and the ability to enter into agreements pertaining to Terms &
Conditions, to register on the INSAAF99.COM Services under your own name and to use the INSAAF99.COM
Services in accordance with the Terms & Conditions and abide by the obligations hereunder.
You
are solely responsible for maintaining the confidentiality of your password and for all activities
carried out under your INSAAF99.COM account. You agree to prohibit anyone else from using your
password and immediately notify INSAAF99.COM of any unauthorized use of your password or other
security concerns.
No party has the power or authority as agent, employee or in any other
capacity to represent, act for, bind or otherwise create or assume any obligation on behalf of the
other party for any purpose whatsoever.
International members acknowledge and agree that INSAAF99.COM may collect and use your Information
and disclose it to other entities outside your resident jurisdiction. In addition, such Information
may be stored on servers located outside your resident jurisdiction. By providing us with your
Information, you acknowledge that you consent to the transfer of such Information outside your
resident jurisdiction as detailed in our Privacy Policy. If you do not consent to such transfer, you
may not use our Content or Services.
Your affirmative act of using this Website and/or registering for the Website or the Services
constitutes your electronic signature to these Terms & Conditions and your consent to enter into
agreements with us electronically.
The Website may only be used in good faith and may not be used to transmit or otherwise make
available any information that is false or that you do not have a right to make available under any
law or under contractual relationships (such as inside information, proprietary and confidential
information learned or disclosed as part of employment relationships or under nondisclosure
agreements), to threaten, abuse, harass, or invade the rights of any person or entity, to infringe
on any person or entity's intellectual property rights, or in any other way that could reasonably be
deemed unethical, illegal, or offensive.
You may not misidentify yourself or impersonate any person or entity, or falsely state or otherwise
misrepresent your affiliation with a person or entity (e.g., pretend to be a different person or
from a different company or organization).
Unless you have our prior written consent, you will not post advertisements or promotional
materials, solicit participants and/or visitors of the Website, reproduce, duplicate, copy, sell,
resell or exploit for any commercial purposes, any portion of the Website or its Services, use of
the Website or it Services, or access to the Website or its Services.
You are prohibited from using any type of computer 'worm,' 'virus' or any other device that is
intended or is likely to disrupt, overload, or otherwise impair the workings of any part of the
Website. If you do engage in such conduct, the resulting damage will be hard to quantify as a fixed
amount and thus you hereby agree to pay us liquidated damages in the amount of INR 1,00,0000 for
each day that the Website is damaged until the Website is completely repaired and further
unquantified damages which will occur due to your act will be accessed and you shall be liable to
pay the same. This amount is derived by estimating the value of (1) the loss of good will caused by
an inoperable Website, (2) the time and money it will take to repair the Website and to address the
concerns of visitors. We are required to use reasonable efforts to repair the Website as quickly as
possible. This clause will not prohibit us from seeking additional compensation if your conduct
injures us in a way not expressly contemplated herein.
You are not permitted to collect or store personal data about other users. You are not permitted to
access the Website for the purpose of data mining or extracting content from the Website beyond your
personal end use.
You are permitted to use the Website to find a Legal professional/Lawyer to perform services for you
related to your issues and to obtain general information about similar cases (each, a "Permissible
Use"). You are not permitted to use the Website for any other reason other than a Permissible Use as
described above. Impermissible Uses shall include, but are not limited to, using the Website to
order to solicit, hire, engage or otherwise work with the employees or affiliates of INSAAF99.COM or
the Lawyers, to interfere or attempt to interfere in the relationship between INSAAF99.COM and such
employees, affiliates, Lawyers, or for any other purpose other than described herein (each, an
"Impermissible Use"). If you do engage in such conduct, the resulting damage will be hard to
quantify as a fixed amount and thus you hereby agree to pay us liquidated damages in the amount of
Rs.2,50,000 for each Impermissible Use, and further unquantified damages which will occur due to
your act will be accessed and you shall be liable to pay the same. You further agree that this
liquidated damages provision reasonably approximates actual costs, losses, and expenses which would
be incurred by INSAAF99.COM due to any such Impermissible Use. You also agree that nothing in this
section is intended to limit INSAAF@99’s right to obtain injunctive and other relief as may be
appropriate.
You may not forge headers or otherwise manipulate identifiers in order to disguise the origin of any
Content transmitted through the Website. You agree to not harm minors in any way.
In the event you submit information through the Website, you agree to provide true, accurate,
current and complete information and agree to promptly update the information to keep it true,
accurate, current and complete. If you provide any information that is untrue, inaccurate, not
current or incomplete, and/or we have reasonable grounds to suspect that such information is untrue,
inaccurate, not current or incomplete, we have the right to suspend or terminate your participation
in the Website and/or refuse any and all current or future use of the Website or its services (or
any portion thereof).
You understand and agree that all information, statistical data, text, software, music, sound,
photographs, graphics, video, messages or other materials (Content), whether publicly posted or
privately transmitted by you and other users of our service, are the sole responsibility of the
person from which such Content originated. This means that you, and not us, are entirely responsible
for all Content that you upload, post, email or otherwise transmit via the Website. We do not
control all of the Content posted via the Website and, as such, do not guarantee the accuracy,
integrity or quality of such Content. You understand that by using the Website, you may be exposed
to Content that is offensive, indecent or objectionable. Under no circumstances will we be liable in
any way for any Content, including, but not limited to, for any errors or omissions in any Content,
or for any loss or damage of any kind incurred as a result of the use of any Content posted, emailed
or otherwise transmitted via the Website.
You acknowledge that we may or may not pre-screen Content, but that our designees and we shall have
the right (but not the obligation) in our sole discretion to prescreen, refuse, or move any Content
that is available via the Website. Without limiting the foregoing, our designees and we shall have
the right (but not the obligation) to remove any Content that violates this agreement or is
otherwise objectionable.
The decision to form Lawyer-client relationship is an important one and is between you and the
Lawyer. You may wish to seek and retain the consultation of other Lawyers so as to meet all
applicable deadlines that govern your query / problem. You hereby agree that, by taking any of the
actions described above, you are soliciting and requesting a contact by telephone and as such, you
may be contacted by telephone or e-mail as set forth in this Agreement and in our Privacy Policy,
notwithstanding the listing of your telephone number and/or e- mail address in any applicable
do-not-call registries.
The opinions, statements, answers (collectively “consultation”) provided
by the Lawyers via INSAAF99.COM are solely the individual and independent opinions and statements of
such individuals and do not reflect the opinions of INSAAF99.COM, its affiliates or any other
organizations or institutions to which such Lawyer or such specialist or professional is affiliated
or provides services. INSAAF99.COM does not recommend or endorse any specific Lawyers, products,
procedures, opinions, or other information that may be mentioned on INSAAF99.COM or by a licensee of
INSAAF99.COM. INSAAF99.COM is a technology platform to allow individual professionals to list
themselves in order to have an access to demand in addition to their causal offline work.
consultation and assistance provided by the Lawyers. Once you pay the fee and your booking is
confirmed, you are intimated about the same via email, SMS and / or phone.
The inclusion of professionals and specialists on INSAAF99.COM or in any professional directory on
INSAAF99.COM does not imply recommendation or endorsement of such professional nor is such
information intended as a tool for verifying the credentials, qualifications, or abilities of any
professional contained therein. Such information is provided on an "as-is" basis and INSAAF99.COM
disclaims all warranties, either express or implied, including but not limited to the implied
warranties of merchantability and fitness for particular purpose.
You agree that you understand Lawyers who participate in the INSAAF99.COM are not employed by or
agents of INSAAF99.COM. Although INSAAF99.COM does require Lawyers to provide basic information
about themselves to INSAAF99.COM and although INSAAF99.COM does rely upon and pass on this
information to Users for their use, INSAAF99.COM does not separately verify this information and
makes no representations as to the qualifications of any Lawyers. No listing of any Lawyer on this
Website, and no information of any kind or answers provided by any Lawyer, constitutes an
endorsement, recommendation or referral of any Lawyer.
In connection with their participation on INSAAF99.COM, Lawyers do make certain representations and
warranties regarding the information they provide about the jurisdictions in which they are licensed
to practice their profession and in good standing. Nevertheless, you are encouraged to investigate
or perform your own due diligence concerning the Lawyers and their qualifications.
No representation is made that the quality of the professional services to be performed is greater
than the quality of professional services performed by other Lawyers. We urge all potential clients
to make their own independent investigation and evaluation before any Lawyer is being considered
INSAAF99.COM (the owners and the employee staff of the Website) and
third- party professionals who offer services through the Website accept no responsibility for any
medical, legal or financial events or outcomes related to services achieved through the use of the
Website.
INSAAF99.COM does not guarantee that a web-based consultation, over-phone consultation or in-person
/ video consultation is the appropriate way to resolve/ solution for your particular problem.
Your INSAAF99.COM Profile is created to store record of your
consultations and your personal query / problem information online, including history, etc.
Any information provided as part of a web, over-phone or an in-person / video consultation becomes
part of your INSAAF99.COM Record. You agree to provide accurate information to help us serve you
best to our knowledge, to periodically review such information and to update such information as and
when necessary.
INSAAF99.COM reserves the right to maintain, delete or destroy all communications and materials
posted or uploaded to the INSAAF99.COM Service according to its internal record retention and/or
destruction policies
You might be contacted via email to review the information provided by you for INSAAF99.COM Record
or for Online Consultations. Please make sure you provide a valid email-id and you update it as and
when needed.
INSAAF99.COM after your consent may send you newsletters and other
information regarding common related topics or preventive care messages containing specific
services’ related information, links to other related Websites and specific questions related to
your INSAAF99.COM Record. Additionally, INSAAF99.COM makes available self-care informational
services that provide general, and specific services’ information.
These communications and resources are not comprehensive and do not include complete potential
information pertaining to the subject matter. These are solely meant for general, educational and
informational purposes and should not be relied upon as a substitute for user-specific query /
problem evaluation or construed, directly or indirectly as the practice of that particular service
or dispensing of that particular service by INSAAF99.COM.
The information contained in these communications and resources is compiled from a variety of
sources and may or may not be authored by INSAAF99.COM. INSAAF99.COM makes no warranty with respect
to the content of these materials or the information contained therein.
We are not responsible for anything outside of INSAAF99.COM. Now or in the future, the Content and
Services may link you to other web Websites or information, software, data, or other contents, on or
off the Internet. These other Websites or and contents are not INSAAF99.COM, and the information
there is outside of our control. We do not control, endorse, or review the content of these
Websites, and we are not responsible for such content.
You agree that the Services, which include all software and information,
both electronic and printed media, contain trade secrets and other proprietary intellectual property
and are the proprietary property of INSAAF99.COM. They are protected by trademark laws and other
proprietary rights and laws, and they may only be used or accessed as specifically provided for, in
this Agreement.
You agree that you will not store, copy, modify, rent, lease, loan, sell, distribute, transfer,
transmit, display, reverse-engineer, reverse-assemble, or otherwise attempt to discover any
programming code or any source code used in or with the Services. You will not otherwise attempt to
transfer any right in the Services (which includes its software, design and content), create
derivative works based on it or in any manner commercially exploit the Services in whole or in part.
You agree that violations by you, any other person or entity, of these trade secrets and / or other
intellectual property protections or the terms of this Agreement will be lead to prosecution under
the Indian Laws and Bylaws. The final choice of whether the Consumer is in violation of any of these
policies is at the sole discretion of INSAAF99.COM.
Only for the duration of being logged into the Consumers’ valid INSAAF99.COM account, the consumer
is hereby granted a revocable, non-exclusive, non- transferable license to use the services for
personal, non-commercial purposes; subject to terms and qualifications of Agreements of
INSAAF99.COM.
With the exception of your case records, INSAAF99.COM retains all rights, titles and interests
pertaining to INSAAF99.COM, the INSAAF99.COM Services and any
content, products, documentation, software or other materials on the INSAAF99.COM web Website along
with any trade secret, trademark, service mark or other intellectual property or proprietary right
in any of the foregoing.
Contact us if you believe information on our Website infringes your copyright. If you believe any
materials accessible on or from INSAAF99.COM infringe your copyright, you may request removal of
those materials.
No part of the materials including graphics or logos, available in this Website may be copied,
photocopied, reproduced, translated or reduced to any electronic medium or machine-readable form, in
whole or in part, without specific permission.
Your license to access and use the Website and its services are subject to the following additional
restrictions and prohibitions on use. You may not (1) copy, print (except for the express limited
purpose permitted by paragraph 8, above), republish, display, transmit, distribute, sell, rent,
lease, loan or otherwise make available in any form or by any means all or any portion of the
Website, or any information or materials retrieved therefrom; (2) use the Website or any other
materials from the Website to develop, or as a component of, an information storage and retrieval
system, database, infobase, or similar information resource (in any media now existing or hereafter
developed), that is offered for commercial distribution of any kind, including through sale,
license, lease, rental, subscription, or any other commercial distribution mechanism; (3) create
compilations or derivative works of the Website or any other materials from the Website; (4) use the
Website or any other materials from the Website in any manner that may infringe any intellectual
property right, or proprietary right of INSAAF99.COM or any third parties; (5) remove, change, or
obscure any proprietary notice or Terms & Conditions contained in the Website; (6) make any portion
of the Website available through any timesharing system, service bureau, the Internet, or any other
technology now existing or developed in the future, without our express written consent; (7) remove,
disable, defeat or change any functionality or appearance of the Website; (8) decompile, disassemble
or reverse engineer any Website software or use any network monitoring or discovery software to
determine the Website architecture; (9) use any automatic or manual process to harvest information
from the Website; (10) use the Website for the purpose of gathering information for or transmitting
(a) unsolicited commercial email or SMS; (b) email or SMS that makes use of our name or trademarks,
including in connection with invalid or forged headers, invalid or nonexistent domain names, or
other means of deceptive addressing; and (c) unsolicited telephone calls or facsimile transmissions;
(11) use the Website in a manner that violates any state or federal law regulating commercial email,
facsimile transmissions or telephone solicitations; and (12) export or re- export the Website or any
portion thereof, or any software available on or through the Website, in violation of the export
control laws and regulations of the United States.
The resources of INSAAF99.COM should not be used to impersonate another
person or misrepresent authorization to act on behalf of others or INSAAF99.COM. All messages
transmitted via INSAAF99.COM should correctly identify the sender. The Consumer should never alter
the attribution of origin in electronic mail messages or while posting any information.
INSAAF99.COM has zero-tolerance for unsolicited bulk email, bulk SMS, unsolicited posting to news
groups, marketing gimmicks/spam/scams in community resources, or other illegal activities. The
Consumer shall not infringe upon the rights of others, spam, propagate computer worms or viruses,
use a false identity, attempt to gain unauthorized entry to any Website or network, infringe
trademarks, or other intellectual property rights. The Consumer further agrees to comply with Indian
export laws concerning the transmission of technical data and other regulated materials via the
World Wide Web.
The Consumer agrees to indemnify and hold INSAAF99.COM harmless for any and all acts found or
suspected to be in violation hereof. The Consumer’s account will be terminated for any of the above
infractions.
The Consumer shall not attempt to undermine the security or integrity of computing systems or
networks of INSAAF99.COM, its partners, or those accessed through or with their product, and must
not attempt to gain unauthorized access.
INSAAF99.COM reserves the right to terminate any account which doesn’t follow our Terms and
Conditions.
INSAAF99.COM may from time to time contract with third party payment
service providers including banks to open nodal bank account under applicable Indian laws, to
facilitate the payment between users i.e. buyers and sellers and for collection of Platform Fees and
other charges. These third party payment service providers may include third party banking or credit
card payment gateways, payment aggregators, cash on delivery or demand draft / pay order on delivery
service providers, mobile payment service providers or through any facility as may be authorized by
the Reserve Bank of India for collection, refund and remittance, as the case may be of payment or
supporting the same in any manner.
You agree, understand and confirm that the bank / debit / credit card details provided by you for
availing services of INSAAF99.COM will be correct and accurate. These details are entered by you
directly at the third party payment service provider webpage and INSAAF99.COM does not have any
access whatsoever to your payment details.
Your use of these Third Party Payment service providers is subject to their Terms & Conditions. You
understand that INSAAF99.COM is not responsible or liable for the behavior, features, or content of
any Third Party Payment service provider.
INSAAF99.COM cannot assist with a stop payment request for any payment scheduled using a Payment
Account credit/debit card. In any such case, you must immediately and directly contact your
credit/debit card company/bank.
Payment Policy All fee has to be paid upfront before availing
any paid service at INSAAF99.COM.
Cancellation Policy In the event of cancellation of any paid consultation for which payment has been
successfully made and a confirmation number has been generated, and the consultation has not been
concluded due to any avoidable / unavoidable reason(s) we must be notified of the same in writing –
by an email at info@INSAAF99.COM.
Cancellation charges will be effective from the date we receive your email. Cancellation can be
requested no later than 24 hours before final delivery time / Appointment time.
Our Customer Service team will contact you within 7 business days and in cases where the Lawyer has
not delivered the booked consultation, we will return your money within 15 business days from the
day the request for Cancellation was received.
Please note that there will be a nominal deduction (10%) in the amount refunded, payable towards
online payment processing. The refund will be processed directly in your Bank / Credit Card
account that was used to make the payment.
Refund Policy In the event your request for consultation is accepted but post-payment due to
unexpected and extenuating circumstances, your request for consultation is rejected or cancelled;
You will be given an option of opting for another request for consultation OR will be offered a
complete refund, if you so desire. The refund will be credited to your account within 15 working
days.
In case your credit card/debit card/payment account has been accidentally over-charged, please
notify INSAAF99.COM of the same at the earliest. INSAAF99.COM will refund the outstanding amount to
your Payment Account within 15 working days. In the reverse scenario, if the transaction amount
during payment of the fee happens to be less than the actual fee amount, INSAAF99.COM will debit the
outstanding amount from your Payment Account and notify you of the same.
It is mandatory for the users to maintain unique Transaction ID numbers, which would be provided at
the time of placing a request. This number would be required to address any problems, if any.
In the majority of cases, there is NO other situation under which INSAAF99.COM will provide a
refund, except for the condition expressly mentioned above under Refund Policy. In exceptional
circumstances, the INSAAF99.COM team will work with you to reach a mutually acceptable solution.
INSAAF99.COM intends to be objective, fair and reasonable in resolving such situations in order to
maintain a positive and harmonious relationship with consumers. The maximum refund amount claimable
from INSAAF99.COM cannot exceed the amount paid by the user at INSAAF99.COM for availing the
Lawyer's service(s).
No refund in any case whatsoever can be claimed from INSAAF99.COM for the amount paid to the Lawyer
directly by the user.
Please note that there will be a nominal deduction (10%) in the amount refunded, payable towards
online payment processing. The refund will be processed directly in your Bank / Credit Card account
that was used to make the payment.
INSAAF99.COM will make all possible efforts to provide you the best
services for your payment. However, INSAAF99.COM shall not incur any liability and shall declare any
service guarantee void in event of one or more of the following circumstances:
If you have not provided accurate details including contact information (user’s email and/or phone
number), username and Payment account information.
If the transaction for payment doesn’t go through with your bank due to (including but not limited)
insufficient funds, fraudulent access, failure of processing the request by our Affiliate merchants
or your bank.
If circumstances beyond the control of INSAAF99.COM (such as, but not limited to, fire, flood, or
interference from external forces) prevent proper execution of the transaction.
If you don’t respond to requests of more information (if needed) by the Lawyers to make a
consultation. We would intimate you the needful via email and/or phone and/or SMS and/or as a
message in your INSAAF99.COM account.
If the user is in breach of any of the Terms and Conditions of this Agreement and/or the Terms and
Conditions of the usage of INSAAF99.COM.
You acknowledge that your use of the INSAAF99.COM Services is solely at
your own risk, and that you assume full responsibility for all risks associated therewith. To the
extent that any of the Content included on INSAAF99.COM is provided by third party content providers
or other users, we have no editorial control or responsibility of such content appearing on
INSAAF99.COM. All information, products or services contained on or provided through this Website
are provided "as is", without any warranty of any kind, express or implied, to the fullest extent
permissible under applicable law. INSAAF99.COM and its Affiliates hereby disclaim all
representations and warranties, express or implied, statutory or otherwise, including but not
limited to warranties of merchantability, appropriateness, title, non-infringement and freedom from
virus strains.
Third-party content may appear on this Website or may be accessible via links from this Website. We
shall not be responsible for and assume no liability for any mistakes, misstatements of law,
defamation, omissions, falsehood, obscenity, pornography or profanity in the statements, opinions,
representations or any other form of content contained in any third-party content appearing on the
Website. You understand that the information and opinions in the third-party content represent
solely the thoughts of the author and is neither endorsed by us nor does it reflect our beliefs.
The Website may contain 'hyperlinks' to Websites neither owned nor controlled by us and we are not
responsible for, and, unless otherwise noted specifically, make no representations or endorsements
with respect to these Websites or with respect to any service or product associated with these
Websites. By including these hyperlinks, we do not mean to state or imply that we sponsor, are
affiliated with, or are legally authorized to use any trade name, registered trademark, service
mark, logo, legal or official seal, or copyrighted symbol that may be reflected in the
hyperlinks.
Your correspondence or business dealings with, or participation in promotions of, advertisers found
on or through the Website, including payment and delivery of related goods or services, and any
other terms, conditions, warranties or representations associated with such dealings, are solely
between you and such advertiser. You agree that we shall not be responsible or liable for any loss
or damage of any sort incurred as the result of any such dealings or as the result of the presence
of such advertisers on the Website.
Without limiting the foregoing, INSAAF99.COM and its affiliates make no warranty as to the
reliability, accuracy, timelines, usefulness, adequacy, completeness or suitability of the
INSAAF99.COM products and services provided hereunder. INSAAF99.COM makes no representations or
warranties about the satisfaction of government regulations.
INSAAF99.COM will take all necessary precautions to protect itself against failure of our hardware
and our software. The Consumer acknowledges and agrees that temporary interruptions in service may
occur, and that INSAAF99.COM shall have no liability for any claim, cost, charge, loss or expense
arising from or relating to use of the Services. INSAAF99.COM makes no warranty that the Services
will meet your requirements, or that the Service(s) will be uninterrupted, timely, secure, or error
free. The Consumer acknowledges and agrees that in the event of failure, restoration of service may
take several days.
We reserve the right at any time and from time to time to modify or discontinue, temporarily or
permanently, the Website (or any part of it) with or without notice. In the event of a modification
or discontinuance, all information submitted by you and others may be lost. You agree to keep a
permanent record of all information provided to us, and you agree that all information submitted to
us is at your sole risk. You agree that we have no responsibility or liability for the deletion or
failure to store any Content maintained or transmitted by the Website including without limitation
messages and other communications. You agree that we shall not be liable to you or to any third
party for any modification, suspension or discontinuance of the Service.
We do not represent or warrant that the Website will be error-free, free of viruses or other harmful
components, or that defects will be corrected. We do not warrant or represent that the information
available on or through the Website will be correct, accurate, timely, or otherwise reliable. We may
(but are not obligated to) make improvements and/or changes to its features, functionality or
content of the Website at any time. In no event shall we be liable for any such errors or
defects.
You acknowledge that your use of the INSAAF99.COM Services is solely at
your own risk, and that you assume full responsibility for all risks associated therewith. To the
extent that any of the Content included on INSAAF99.COM is provided by third party content providers
or other users, we have no editorial control or responsibility of such content appearing on
INSAAF99.COM. All information, products or services contained on or provided through this Website
are provided "as is", without any warranty of any kind, express or implied, to the fullest extent
permissible under applicable law. INSAAF99.COM and its Affiliates hereby disclaim all
representations and warranties, express or implied, statutory or otherwise, including but not
limited to warranties of merchantability, appropriateness, title, non-infringement and freedom from
virus strains.
You Expressly Understand and Agree That: Your Use of the Website Is at Your Sole Risk. All Content
and Services on the Website Is Provided Solely on an 'as-is/as-available' Basis. To the Extent
Permitted by Applicable Law, We Expressly Disclaim All Warranties of Any Kind, Whether Express or
Implied, Including, but Not Limited to the Implied Warranties and Conditions of Merchantability,
Satisfactory Quality, Fitness for a Particular Purpose or Use, as to the Results You May Achieve on
Account Your Use of the Website, as to the Results You May Achieve on Account of Any Relationship
You Elect to Create With Lawyer / Professional, and Non-infringement. Neither Insaaf99 Nor Any of
Its Licensors or Affiliates Makes Any Representations or Warranties Regarding Any Lawyer /
Professional, Including, Without Limitation, Any Lawyer / Professional’s Ability to Obtain a
Favorable Result for You.
We Do Not Guarantee the Accuracy or Completeness of Any Content or Services and We Do Not Guaranty
in Any Services or Goods Associated With the Website Will Be Error-free or Uninterrupted, or That
Any Service or Good Will Continue to Be Available.
Any Material Downloaded or Otherwise Obtained Through the Use of the Service Is Done at Your Own
Discretion and Risk and That You Will Be Solely Responsible for Any Damage to Your Computer System
or Loss of Data That Results From the Download of Any Such Material.
No Information, Whether Oral or Written, Obtained by You From Us or Through or From the Website
Shall Create Any Warranty Not Expressly Stated in This Agreement.
You Expressly Understand and Agree That We Shall Not Be Liable for Any,
Indirect, Incidental, Special, Consequential or Exemplary Damages, Including but Not Limited to,
Damages for Loss of Revenues, Profits, Goodwill, Use, Data, Failure to Realize Expected Savings, or
Other Intangible Losses (Even if We Have Been Advised of the Possibility of Such Damages), Resulting
From: (I) the Use or the Inability to Use the Website; (Ii) the Cost of Procurement of Substitute
Goods and Services Resulting From Any Goods, Data, Information or Services Purchased or Obtained or
Messages Received or Transactions Entered Into Through or From the Website; (Iii) Invalid
Destinations, Transmission Errors, or Unauthorized Access to or Alteration of Your Transmissions or
Data; (Iv) Statements or Conduct of Any Third Party on the Website; (V) Your Failure to Receive Any
Third Party Services or Products Requested Through the Website or (Vi) Any Other
Matter Relating to the Website. In No Event Are We Liable to You for an Amount in Excess of the
Amount Paid by You to Us for the Services in Question, if Any.
Some Jurisdictions Do Not Allow the Exclusion of Certain Warranties or
the Limitation or Exclusion of Liability for Incidental or Consequential Damages. Accordingly, Some
of the Above Limitations of the Sections Above May Not Apply to You.
You shall defend, indemnify, save and hold INSAAF99.COM, its affiliates
harmless from all demands, liabilities, claims and expenses, including Lawyer's fees, fees of third
parties relating to or arising under this Agreement, the Services provided hereunder or your use of
the Services, including without limitation, infringement by you or someone else using the service
with your computer, of any intellectual property or other proprietary right of any person or entity,
or from the violation of any of our operating rules or policy relating to the Service(s)
provided.
When we are threatened with suit by a third party, we may seek written assurances from you
concerning your promise to indemnify us; your failure to provide those assurances may be considered
by us to be a breach of your agreement and may result in deactivation of your service(s) with
immediate effect.
Under no circumstances, including negligence, shall INSAAF99.COM including (it’s Affiliates) or
anyone else involved in creating, producing or distributing INSAAF99.COM Services be liable for any
direct, indirect, incidental, special or consequential damages that result from the use of or
inability to use INSAAF99.COM Services, or that results from mistakes, omissions, interruptions,
deletion of files, errors, defects, delays in operation, or transmission or any failure of
performance, whether or not limited to acts of God, communication failure, theft, destruction or
unauthorized access to INSAAF99.COM records, programs or services. This paragraph shall apply to all
content and functionality of INSAAF99.COM Services.
Notwithstanding the above, the Consumer's exclusive remedies for all damages, losses and causes of
actions whether in contract, including negligence or otherwise, shall not exceed the aggregate
amount, which the Consumer paid directly to INSAAF99.COM for the service in question. Such
limitations shall apply to INSAAF99.COM total liability, including without limitation any liability
for damages caused or allegedly caused by any failure of performance, error, omission, interruption,
deletion, defect, delay in operation of transmission, communications failure, theft of destruction
of or unauthorized access to, alteration of, or use of records, whether for breach of contract,
tortuous behavior, negligence, or under any other cause of action.
In no event shall INSAAF99.COM nor any of its affiliates be liable for any direct damages in excess
of the purchase price for the product. In addition, to the maximum extent permitted by law, in no
event shall INSAAF99.COM nor any of its affiliates be liable for any special, punitive, indirect,
incidental or consequential damages, including but not limited to personal injury, wrongful death,
loss of use, loss of profits, interruption of service or loss of data, whether in any action in
warranty, contract, tort (including, but not limited to negligence or fundamental breach), or
otherwise arising out of or in any way connected with the use of, or the inability to use, this
Website or any service offered through this Website or any material or information contained in,
accessed through, or products purchased on this Website, even if an authorized representative of
INSAAF99.COM is advised of the likelihood or possibility of the same. To the extent certain
jurisdictions restrict any of the above limitations of liability; such limitations shall not apply
in such jurisdictions to the extent of such restrictions.
The indemnification and disclaimers provisions set forth above are for
the benefit of INSAAF99.COM and its affiliates. Each of these individuals or entities shall have the
right to assert and enforce those provisions directly against you, the Consumer on its own
behalf.
This Agreement constitutes the entire understanding of the parties, and
is agreed to being entered into within the jurisdiction of New Delhi, India and shall be governed by
and shall be construed in accordance with the laws of the Republic of India, without giving effect
to any choice of law rules or principles.
Any dispute with INSAAF99.COM shall exclusively be subject to the jurisdiction of the appropriate
Courts situated at New Delhi, India. No party shall object to removal or prosecution of any
litigation to a court within the jurisdiction of New Delhi, India.
Any cause of action or claim you may have with respect to INSAAF99.COM must be commenced within one
(1) year after it arises, except to the extent such litigation is not enforceable.
To the fullest extent permitted by law, each party to this Terms & Conditions waives its or his or
her right to a jury trial with respect to any dispute or other controversy arising from hereunder or
your use of or access to the INSAAF99.COM Services or Website.
To the fullest extent permitted by law, each party to this Terms & Conditions waives its or his or
her right to a jury trial with respect to any dispute or other controversy arising from hereunder or
your use of or access to the INSAAF99.COM Services or Website.
Failure to exercise or delay in exercising any right hereunder, or failure to insist upon or enforce
strict performance of any provision of this Terms & Conditions, shall not be considered waiver
thereof, which can only be made by signed writing. No single waiver shall be considered a continuing
or permanent waiver.
INSAAF99.COM reserves complete and sole discretion with respect to the
operation of our Services. We may, among other things withdraw, suspend or discontinue any
functionality or feature of our Services.
By using the Website, you do not acquire any rights to the Website other than the limited license to
use the Website that can be terminated in accordance with this section. You agree that we, in our
sole discretion, may terminate your password, account (or any part thereof) or use of the Website,
and remove and discard any Content within the Website, for any reason, including, without
limitation, non-payment, for lack of use, or if we believe that you have violated or acted
inconsistently with the letter or spirit of this agreement. We may also in our sole discretion and
at any time discontinue providing the Website, or any part thereof, with or without notice. You
agree that any termination of your access to the Website under any provision of this agreement may
be effected without prior notice, and acknowledge and agree that we may immediately deactivate or
delete your account and all related Content information and files in your account and/or bar any
further access to such files or the Website. Further, you agree that we shall not be liable to you
or any third-party for any termination of your access to the Website.
You agree and confirm that the Terms of Service may be amended from time
to time without notice and take responsibility to update yourself periodically with the latest
version available on INSAAF99.COM Website. Any such revision or change will be binding and effective
immediately on release of the revised Agreement or change to the Service(s) on our Website. Unless
we notify otherwise, these terms incorporate and supersede any other terms associated with the
Services.
INSAAF99.COM has the right to discontinue service, or deny access to anyone who violates our
policies or the terms and conditions stated herein, without prior notice or warning.
INSAAF99.COM may freely transfer, assign or delegate all or any part of this Terms & Conditions, and
any rights and duties hereunder. This Terms & Conditions will be binding upon and inure to the
benefit of the heirs, successors and permitted assignees of the parties.
INSAAF99.COM may provide notice to you- the Consumer, by e-mail to the e-mail address provided by you during registration, by a general notice on the INSAAF99.COM Website. You may give notice to INSAAF99.COM at any time via email to info@INSAAF99.COM
We may assign this contract at any time to any parent, subsidiary, or any affiliated company, or as part of the sale to, merger with, or other transfer of our company to another entity. We will post a notice on the Website regarding any change of ownership so that you have the opportunity to discontinue your use of the Website or cancel your registration if you do not wish to continue to use the Website and the Services under the new ownership. You may not assign, transfer or sublicense these Terms & Conditions to anyone else and any attempt to do so in violation of this section shall be null and void.
Our failure to exercise or enforce any right or provision of this agreement shall not constitute a waiver of such right or provision. If any provision of the agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the agreement shall remain in full force and effect.
If you are Lawyer / Professional, participating in any aspect of this
Website, you acknowledge that rules of professional conduct apply to all aspects of your
participation and that you will abide by such rules. The rules include, but are not limited to, the
rules relating to advertising, solicitation of clients, unauthorized practice of your respective
profession, and misrepresentations of fact. We disclaim all responsibility for your compliance with
these rules.
The section titles in this agreement are for convenience only and have no legal or contractual
effect.
If you are Lawyer / Professional, participating in any aspect of this
Website, you acknowledge that rules of professional conduct apply to all aspects of your
participation and that you will abide by such rules. The rules include, but are not limited to, the
rules relating to advertising, solicitation of clients, unauthorized practice of your respective
profession, and misrepresentations of fact. We disclaim all responsibility for your compliance with
these rules.
The section titles in this agreement are for convenience only and have no legal or contractual
effect.
INSAAF99.COM does its best to protect your privacy with respect to
information not otherwise disclosed by you in questions submitted to INSAAF99.COM.
In connection with the submission of Free Questions and Paid Consultations, we only require, and we
encourage you to only provide, the minimum amount of personal identifying information necessary to
process a question. All of your personal information provided to INSAAF99.COM, including email
addresses, is concealed from all other Users of INSAAF99.COM and is never published as part of the
INSAAF99.COM public database. Only the INSAAF99.COM administrators have access, for purposes of
Website administration only, to this information. INSAAF99.COM will not disclose this information to
third parties without your permission, except in the following circumstances: (i) to protect
ourselves from liability, or (ii) to respond to legal process or to otherwise comply with the law.
With respect to certain information supplied by you, as explained further below, there will be a
need for disclosure to Lawyers / Professionals when you have booked a paid consultation.
Whether other information submitted to INSAAF99.COM by you, such as the contents of the Question
itself, will be publicly disclosed will vary as between Free Questions and Paid Consultations:
By submitting a Free Question to INSAAF99.COM, you understand and agree
that your question and any answer provided by Lawyer / Professional will become part of the
INSAAF99.COM public database and the sole property of INSAAF99.COM.
Thus, as to all Free Questions and any answers, you agree that, without any compensation to you,
INSAAF99.COM will own all rights to the submitted questions and answers (including any intellectual
property and moral rights) and will have the sole unrestricted right to use, reproduce, edit,
modify, sell, adapt, publish, translate, create derivative works from, distribute, communicate to
the public, perform and display the submitted content (in whole or in part) worldwide and/or to
incorporate it in other works in any form, media, or technology now known or later developed, for
the full term of any rights that may exist in the content.
These Terms & Conditions, together with the privacy policy, which shall
be deemed to be a part hereof and incorporated herein by reference represent the complete agreement
between you and INSAAF99.COM concerning the subject matter hereof, and it replaces all prior oral or
written communications (if any) concerning such subject matter.
The Terms & Conditions shall commence upon the date you use the Website in any form. This Terms &
Conditions and the licenses granted hereunder shall be terminated without notice in the event you
(or any authorized person using your account) fail to comply with the Terms and Conditions of this
Terms & Conditions or the rules for use of the INSAAF99.COM service promulgated by INSAAF99.COM from
time to time. We may also cancel or suspend your registration for any other reason, including
inactivity for an extended period, but will attempt to notify you in advance of such cancellation or
suspension. Upon any termination, you will destroy all copies of INSAAF99.COM materials in your
possession and cease any access to or use of the Website. Upon this suspension or termination we may
delete information, files, and other previously available content to you including but not limited
to information provided by you. INSAAF99.COM shall not be liable to you or any third party for any
termination of your access to the Website and/or the Services.
The provisions of this Terms & Conditions are severable, and in the event any provision hereof is
determined to be invalid or unenforceable, such invalidity or unenforceability shall not affect the
validity or enforceability of the remaining provisions, but such a provision shall be reformed, if
reasonably possible, only to the extent necessary to make it enforceable.
The failure of INSAAF99.COM to exercise or enforce any right or provision of these Terms &
Conditions shall not constitute a waiver of such right or provision. The failure of either party to
exercise in any respect any right provided for herein shall not be deemed a waiver of any further
rights hereunder.
Your affirmative act of using this Website and/or registering for the Website or the Services
constitutes your electronic signature to these Terms & Conditions, Privacy Policy that shall be
deemed to be a part hereof and incorporated herein by reference and your consent to enter into
agreements with us electronically.
I, the User/client
Understand the risks and benefits of the online consultation
Acknowledge and agree to assume the risk of the above-mentioned limitations pursuant to the use of
INSAAF99.COM. I further understand and agree that no warranty or guarantee has been made to me
concerning any consultation on particular problem, result, solution of my query / problem.
I understand that the laws that protect privacy and the confidentiality of personal and / or
Professional Services’ information also apply to INSAAF99.COM, and that my information will be only
used as defined by the INSAAF@99’s Terms & Conditions and Privacy Statement.
I understand that the consultation through INSAAF99.COM may involve electronic communication of my
personal information to other Lawyers who may be located in other areas, including out of state.
Notwithstanding User’s registration with National Do Not Call Registry (In Fully or Partly blocked
category under National Customer Preference Register set up under Telecom Regulatory Authority of
India), User hereby expresses his interest and accord its willful consent to receive communication
(including commercial communication) in relation to company name. User further confirms that any
communication, as mentioned herein above, shall not be construed as Unsolicited Commercial
Communication under the TRAI guidelines and User has specifically opted to receive communication in
this regard on the telephone number provided by the User.
If you do not agree to our Terms & Conditions or our Privacy Policy we kindly request you REFRAIN
USING this Website.
By listing or updating my mobile number, I authorize INSAAF@99 to email/call/send SMS text messages using an automatic telephone dialing system or prerecorded message to my cell phone number to provide information and services related to legal enquiries. Additionally, I authorize lawrato.com to follow up in order to remind me of upcoming appointments or provide messages that assist me with my legal practice.
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