Delhi Lakshmi Yojana 2026: Eligibility, Benefits, Documents and Online Application
Details
The scheme is for eligible women aged 21 to 60 years who meet the family income, Delhi residency and other conditions. The applicant must be the eldest eligible woman in her family and a registered voter in Delhi. The family’s annual income must not exceed ₹2,50,000.
The ₹2,500 monthly benefit may not all be available as unrestricted cash. Under the notified guidelines, an applicant can choose either:
- ₹1,000 per month through a CBDC wallet and ₹1,500 per month into a recurring or fixed deposit; or
- The full ₹2,500 per month into a recurring or fixed deposit.
The deposit option has a lock-in period until 31 July 2029 under the current guidelines. The CBDC wallet also has restrictions on certain purchases. Check the official portal for current payment options and participating banks.
Benefits
The main benefit of the Delhi Lakshmi Yojana is monthly financial assistance of ₹2,500 for approved applicants. This support may help women meet household needs and costs related to children’s care and education, healthcare, skills or livelihood activities.
The scheme also aims to strengthen women’s financial independence. Since the benefit is subject to verification and approval, submitting an application does not automatically mean that payments will begin.
Eligibility
A woman may qualify for the Delhi Lakshmi Yojana if she meets these conditions:
- She is 21 to 60 years old when she applies.
- She is the eldest eligible woman in her family.
- She or her husband or either of her parents has lived in Delhi for at least 10 years.
- She is a registered voter in Delhi.
- Her family’s annual income is ₹2,50,000 or less.
- The family’s electricity use during the previous 12 months does not exceed 2,400 units.
- She has an active account with a bank participating in the scheme’s CBDC system, as required by the portal.
The official portal lists the main eligibility conditions and bank account requirement. Applicants should review the latest portal instructions before applying.
Exclusions
A woman may not be eligible if any of the following conditions apply under the scheme guidelines:
- She receives a government pension or other government financial assistance.
- She is an income-tax payer, GST filer, government servant or holder of public office.
- She or a family member is employed by a government department, PSU, board, local body or another government organisation, or receives a government pension or similar benefit.
- She has more than three living children.
- Her family owns a four-wheeler motor vehicle.
- Her family’s annual electricity use exceeds 2,400 units.
- She has a criminal record or criminal antecedents.
Read the official scheme guidelines carefully, since exclusions may apply at the family level as well as to the applicant.
Application Process
Applications are submitted through the official Delhi Lakshmi Yojana portal, linked from the Department of Women and Child Development website.
- Visit the official portal and register or log in using the details requested.
- Fill in the online application with your personal, family, income, residence and bank information.
- Upload the required documents and submit the self-declaration.
- Download the QR-coded application form generated by the portal.
- Get the form recommended, signed and stamped by your area MP or MLA.
- Upload the signed and stamped form to the portal, then submit the application.
- Download and save the acknowledgement slip. Use the portal’s application tracking facility to follow the application.
The department will scrutinise applications and forward eligible cases for approval. The guidelines say enrolment is open throughout the year, with the last day of each month used as the cut-off for that month’s applications. Benefits are subject to verification and approval.
Documents Required
Keep these documents and details ready. The portal may ask for additional information based on the applicant’s circumstances:
- Aadhaar details
- Delhi Voter ID
- Recent photograph and signature
- Proof of age
- Proof of Delhi residence, such as a voter ID, ration card, driving licence or electricity/gas connection document accepted by the portal
- Bank account details for a participating bank
- Details and identification documents for adult family members, where requested
The application process also requires the applicant to download a QR-coded form, have it recommended, signed and stamped by the area MP or MLA, and upload the completed form. The scheme guidelines further ask for certain family information, such as children’s APAAR IDs, family members’ ABHA IDs and vaccination details, where applicable. Check the live portal for the exact document formats and requirements.
Frequently Asked Questions
The scheme provides for financial assistance of ₹2,500 per month to eligible women whose applications are approved. The amount may be split between a CBDC wallet and a deposit, or placed entirely in a deposit, according to the scheme’s payment options.
No. Being a registered Delhi voter is one of the eligibility conditions listed for the scheme.
No. Applications are checked by the department and must meet the eligibility and exclusion rules. Payment begins only after the application is approved and other required formalities are completed
Apply through the official Delhi Lakshmi Yojana portal. The Department of Women and Child Development’s website also provides a link to the portal.
Sources And References
- Delhi Lakshmi Yojana official portal
- Department of Women and Child Development: Apply for Delhi Lakshmi Yojana
- Delhi Lakshmi Yojana scheme guidelines — reproduces the Delhi Gazette notification.
- News on AIR: Scheme approval and announced assistance
Disclaimer : Scheme details checked on 21 October 2026. Applicants should confirm the latest update with respect to terms and document listed on the official portal before submitting an application. This is only for educational purposes.